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XRP falls 7.1% in a week as oil and inflation push toward a Fed rate hike

9/13/2026

The short version: XRP ($XRP) has dropped 7.1% in seven days, and the cause is a Federal Reserve rate hike bet. A rate hike is a decision by the U.S.

central bank to raise the cost of borrowing across the economy, and traders on Polymarket now put 83% odds on that happening on September 16.

The token traded at $1.35 on September 12, 2026, down 10.0% from its late-August peak above $1.50, with a market capitalization of $84.65 billion.

In plain terms, that means it swings wider than the broader market when macro traders pull back. Over the seven days to September 12, XRP's decline was 3.9 times Ethereum's drop of 1.8%.