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California homeowners in high-risk wildfire zones now have a new option in the excess-and-surplus lines market, the segment of the insurance industry that covers risks standard admitted carriers have declined or priced out of reach.
Risk Theory Insurance Services, a Risk Theory company, announced a soft launch of Jupiter Platinum Home on July 21, 2026.
The product is a primary E&S home insurance offering for high-net-worth homeowners in California, with capacity from a carrier rated A- VIII (Excellent) by A.M.
What Jupiter Platinum Home is and who it covers Jupiter Platinum Home is structured as a primary excess-and-surplus lines product.
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