NewsDialy
A measure of stressed loans, meaning assets that are no longer collecting interest or are severely past due, more than doubled at a south-central Pennsylvania community bank between the first and second quarters of 2026.
Franklin Financial Services Corporation (Nasdaq: FRAF), the holding company for F&M Trust, reported that nonperforming assets as a share of total assets rose to 0.76 percent in the second quarter from 0.37 percent in the first.
The bank still earned $1.47 in diluted earnings per share for the quarter, up from $1.32 in the second quarter of 2025.
Net interest income climbs as funding costs ease Net interest margin, the spread between what a bank earns on loans and investments and what it pays depositors, came in at 3.50 percent for the second quarter, up from 3.21 percent in the same period a year ago.
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