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Jos Lazet, chief executive of Blockrise, argued at BTC Prague that bitcoin-native financial institutions are on course to become genuine alternatives to conventional banks — a shift he framed with the phrase "anarchistic neobanks." The label is a provocation as much as a prediction, and it is worth unpacking what it actually claims.
What an 'Anarchistic Neobank' Actually Means A neobank is a digital-only financial service provider operating without the branch network and legacy infrastructure of a traditional lender.
Lazet's modifier — anarchistic — implies something more disruptive: institutions structured around $BTC rather than around the regulatory and custody frameworks that govern conventional banking.
The vision, as he described it, is not merely digitized banking but a replacement of its foundational assumptions about who holds assets and who controls them.
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